N.J. Restaurant Owners Say Hartford Insurers Obligated to Pay COVID-19 Losses

TRENTON, N.J. — The owners of four New Jersey restaurants have sued their insurers, demanding coverage for losses the eateries sustained due to civil closure orders issued in response to the COVID-19 pandemic.

In a complaint removed to the U.S. District Court for the District of New Jersey on June 25, Gabriella’s LLC d/b/a Gabriella’s Italian Steakhouse, Patricia’s of Holmdel LLC, OEK NJ LLC d/b/a Over Easy Kitchen, and Over Easy LLC d/b/a Over Easy Kitchen say the orders triggered coverage under the policies’ business income, civil authority, and extra expense provisions.

Defendants are The Hartford Insurance Group, Twin City …