Insurer Says Sandy Damage Barred by Policy Exclusions in Answer to Amended Complaint

NEWARK, N.J. — In its answer to an amended complaint seeking coverage for Superstorm Sandy-related property damage, Surety National Corp. argues that coverage is barred by various policy exclusions for water damage and faulty or defective design.

In its Oct. 16 answer filed in the U.S. District Court for the District of New Jersey, the insurer also referred to a policy exclusion for wear and tear and deterioration.

Steven Breitman sued National Surety after the insurer partially denied his claim for loss and damage to his Monmouth, N.J., property caused by flood, not wind, as a result of Superstorm Sandy …