Fla. Supreme Court Distinguishes Faulty Manufacture from Installation

TALLAHASSEE, Fla. - Florida's high court said June 12 that it couldn't definitively answer a certified question on insurance coverage until factual questions are resolved, but it said a standard commercial policy would provide coverage for damage to a home from defective installation of windows that were not themselves defective. Auto-Owners Insurance Co. v. Pozzi Window Co., et al., No. SC06-779 (Fla. Sup. Ct.).

The Supreme Court cautioned, however, that in referring the question on coverage for allegedly defective work by a building subcontractor, the 11th Circuit U.S. Court of Appeals failed to distinguish between defective installation and defective windows, …