Fla. Appellate Court Finds Insurer Owed Nothing after Storage Facility Settled

WEST PALM BEACH, Fla. - A storage facility's unilateral decision to settle a tenant's mold damage claim relieved its insurer of any duty to indemnify it for the terms of the settlement, a Florida Court of Appeals held on April 5. United States Fire Insurance Co. v. Hayden Bonded Storage Co., No. 4DO5-4 (Fla. Ct. App., 4th Dist.).

The Court of Appeal, 4th District, did not have to reach the larger issue of whether United States Fire Insurance Co.'s duty to indemnify its insured in this situation had the same limitations as its duty to defend.

In the underlying litigation, …