'Resulting Loss' to Nebraska Couple's Personal Property Not Covered

LINCOLN, Neb. - A 'resulting loss' provision in a homeowner's specific-risk policy does not provide coverage for personal property contaminated by mold, the Nebraska Supreme Court affirmed on March 12. Poulton v. State Farm Fire and Casualty Cos., No. S-02-1418 (Neb. Sup. Ct.).

The high court rejected Thomas and Karen Poulton's contention that the policy was, at least, ambiguous, and affirmed dismissal of the complaint against the couple's insurer, State Farm Fire and Casualty Cos.

The Poultons complained that shortly after moving to a new home in Omaha, Neb., they noticed mold and fungi contamination in the building. They filed …