Court Rejects Challenge to Insurer's One-Year Suit Deadline

LOUISVILLE, Ky. - A federal judge has denied declaratory relief to a Kentucky woman who acknowledged that her coverage suit was untimely but challenged the one-year filing deadline in her homeowner's policy on public policy and other grounds. Teske v. State Farm Fire and Casualty Co., No. 3:08-CV-514-H (W.D. Ky.).

Judge John G. Heyburn II of the U.S. District Court for the Western District of Kentucky said in granting State Farm Fire and Casualty Co.'s motion for summary judgment on Nov. 25 that while Kentucky's limitations period for breach of contract is 15 years, the commonwealth allows parties to contract …