Insurer Limited Scope of Mold Inspection to Avoid Learning of Obligation, Homeowners Claim

HOUSTON - Two Texas homeowners allege that their insurance company purposefully restricted the scope of the mold investigation at their home to avoid its obligation to cover their mold-related claims, according to a lawsuit filed recently in district court. Ronald and Harriet Bormaster, v. Travelers Lloyds of Texas Insurance Company, et al., No. 2002-10354 (Texas Dist. Ct., 113th Jud. Dist., Harris Cty.).

According to the complaint, filed March 28 in Harris County District Court, Ronald and Harriet Bormaster assert that the inspection restrictions, among other things, demonstrate that the insurance company, insurance agents and insurance adjusters named as defendants acted …