Pa. Federal Judge Finds in Favor of Allstate in Philly Water Damage Action

PHILADELPHIA — A Pennsylvania federal judge has found for a homeowners’ insurer in a water damage action, ruling that the plaintiff failed to proffer sufficient evidence that wind damaged the roof of her home before forcing rain inside, as required by her policy.

In a Feb. 7 order, Judge Thomas O’Neill Jr. of the U.S. District Court for the Eastern District of Pennsylvania deemed credible a claim inspector’s testimony that openings in the plaintiff’s roof were caused by decay, rather than by wind or by tree branches that fell due to wind.

On July 27, 2014, Valerie Keys returned from …