Lack of Outright Denial, Second Payment Save Superstorm Sandy Case from Dismissal

CAMDEN, N.J. — A letter from an insurance company that lacked a clear denial of coverage and included a request for further information about a Superstorm Sandy claim cannot serve as a trigger for the one-year statute of limitations on a resulting lawsuit, a federal judge in New Jersey has ruled.

In a Feb. 3 decision, Judge Robert B. Kugler of the U.S. District Court for the District of New Jersey denied a motion by State Farm Fire and Casualty Co. to dismiss the suite after the insurer claimed that a letter accompanying its initial payment of the claim was …