Insurance Agent Can’t be Sued Personally for Superstorm Sandy Coverage Shortfall, N.Y. Judge Rules

MINEOLA, N.Y. — A New York insurance agent cannot be held personally liable for allegedly failing to obtain adequate flood coverage for a luxury condominium that was damaged during Superstorm Sandy, a state court judge has ruled.

Nassau County Supreme Court Justice Timothy S. Driscoll said in the April 25 decision that he found no evidence of independently tortious conduct on the part of the agent that would warrant a departure from New York law protecting corporate owners from personal liability.

The dispute against defendant Denis A. Miller and his Denis A. Miller Insurance Agency Inc. arose after the Lido …