Insurer Sued for Denying Coverage for Generator Damaged by Superstorm Sandy

NEW YORK — The owner of a New York beach property that received payment from its insurer for flood damage caused by Superstorm Sandy has sued American Bankers Insurance Co. of Florida seeking additional coverage for a generator damaged during the storm.

In a complaint filed in Nassau County District Court, 780 Baywalk Land Co. Inc. contends that American Bankers wrongfully denied its $12,000 claim to pay for the damaged generator, citing an exclusion for property that is not covered by a roof.

According to the lawsuit, American Bankers paid the bulk of 780 Baywalk’s claim for substantial flood damage …