8th Cir. Upholds Dismissal of COVID-19 Ski Pass Coverage Case Against Arch Insurance

KANSAS CITY — A federal appeals court has upheld dismissal of a class action lawsuit accusing Arch Insurance Co. of breaching its ski pass insurance policy by refusing to reimburse skiers sums they spent to ski the entire 2019-20 season, ruling that COVID-19-related resort closures were not covered.

In a Feb. 27 opinion, the 8th Circuit U.S. Court of Appeals concluded that government stay-at-home orders and related ski resort closures did not constitute a covered “quarantine” under the policy.

“In sum, the ordinary person at the time the Ski Pass Preserver policy was purchased would have understood ‘quarantined’ to mean …