'When Does the Duty to Defend Equal the Duty to Indemnify?' by Robert M. Hall

[Editor's note: Mr. Hall is an attorney, a former law firm partner, a former insurance and reinsurance executive and acts as an insurance and reinsurance consultant as well as an arbitrator of insurance and reinsurance disputes and as an expert witness. He is a veteran of over 200 arbitration panels and is certified as an arbitrator and umpire by ARIAS - US. The views expressed in this article are those of the author and do not reflect the views of his clients. Copyright by the author 2022. Mr. Hall has authored over 100 articles and they may be viewed at …