Government Orders do not Cause ‘Direct Physical Loss,’ Idaho Federal Judge Rules
May 7, 2021
DOCUMENTS
- Order
DES MOINES, Idaho — An Idaho restaurant owner is not covered for economic losses arising from the COVID-19 pandemic because it did not suffer “direct physical loss of or damage to property” as required by the policy, a federal judge has ruled.
In a May 6 order, Judge Stephanie Rose of the U.S. District Court for the Southern District of Iowa held that coverage for “loss” or “damage” under Iowa law at least requires the presence of a physical condition on or affecting the property located at the insured premises.
Lisette Enterprises Ltd. owns Lucca Restaurant in Des Moines, Iowa. …
UPCOMING CONFERENCES
![](https://harrismartin.s3.amazonaws.com/media/CACHE/images/uploads/conferences/iStock-1194111238/676070b74c476caea791c965bb161cef.jpg)
HarrisMartin’s Artificial Stone Silicosis Epidemic Litigation Conference
October 25, 2024 - Long Beach, CA
The Westin Long Beach