Philly Dentist Not Entitled to COVID-19 Coverage, Pa. Federal Judge Rules

PHILADELPHIA — Allstate Insurance Co. is not obligated to provide coverage to a Philadelphia-area dental practice for COVID-19-related business losses because the practice failed to show that it sustained physical property damage as required by the policy, a Pennsylvania federal judge has ruled.

On Nov. 6, Judge Harvey J. Bartle III of the U.S. District Court for the Eastern District of Pennsylvania explained that Brian Handel D.M.D. P.C. failed to plausibly plead that that COVID-19 caused damage or loss in any physical way to the property so as to trigger coverage.

Handel alleges that on March 13, it was forced …