N.J. Dental Practice Sues Hartford, Sentinel, Demanding Coverage for COVID-19 Losses

CAMDEN, N.J. — A New Jersey dental practice has sued its insurers in federal court, demanding coverage for losses it sustained after government COVID-19 orders required it to perform only emergency procedures.

In a May 13 complaint filed in the U.S. District Court for the District of New Jersey, Addiego Family Dental LLC d/b/a Cedar Creek Dental says the civil authority orders triggered coverage under its policy, issued by defendants Hartford Financial Services Group, Inc. and Sentinel Insurance Company, Ltd.

“The policy provided that the insurance coverage applied to the actual loss of business income sustained and the actual …