Movie Theatre, Restaurant Owners Sue Insurer for COVID-19 Coverage in Ill. Federal Court

CHICAGO — A group of movie theatre and restaurant owners have sued Society Insurance Inc. for refusing to provide them with coverage for losses they incurred as a result of COVID-19-related business closures.

In a March 27 complaint filed in the U.S. District Court for the Northern District of Illinois, the plaintiffs say the insurer has wrongly denied their claims, because “the presence of a dangerous substance in a property” is covered under their policies.

“Moreover, unlike many commercial property policies available in the market, the policies sold by Society Insurance do not include an exclusion for loss caused by …