STORY FROM: Superstorm Sandy Insurance Litigation

Supplemental Claim Not Barred by Failure to Submit Formal Proof of Loss, N.J. Federal Judge Rules

CAMDEN, N.J. — Failure to submit a formal proof of loss does not bar a supplemental claim for Superstorm Sandy property damage because the insurer communicated with the plaintiffs following the supplemental claim, and there is no indication that it ever expressed the need for a more formal proof of loss, a New Jersey federal judge ruled.

In a June 28 order, Judge Peter G. Sheridan of the U.S. District Court for the District of New Jersey further held that some of the damage suffered by plaintiffs is possibly covered by the Standard Flood Insurance Policy because those damages relate ...

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